Well, I suppose I should say something about myself since we all have to post in here.

I've been playing DDO since 2009. However college and real life has been keeping me pretty busy so I have not been able to play really hardcore. I have a ton of characters scattered across all the different servers. I like to switch toons to enjoy the differences between the race/class combos and how they play.
I have fairly recently capped my primary character, Cullket Earthshaker of Argonessen. Once I can get my rogue to level 20, I plan on TR'ing Cull. I know there are people who can blaze through the lives of their characters, but I play when I can so it takes me a bit longer to build up my characters.
I have recently helped my wife get into the game after she was getting burned out on Sims 3. She is now quite addicted to DDO and we both enjoy the occasional points buying spree together. We also drew in her cousin and we have created micro guilds on the servers--these are low-level and are only a few accounts. Argo has our highest-level guilds and we are working towards our first ship.
I used to be a member of the Truth Seekers, but they got annoyed at my playing on other servers with my wife--who had just started playing the game. They also didn't like my lack of logging on during a term of college. There was nothing worse than logging on with your top toon and realizing that all of your gear with augment slots have been unequipped.

That pretty much soured me a bit on the larger guilds and it is fun building up a guild with the few people we have. Level 25 will be nice and it is quite possible that our guild on Argo will reach even higher. I like the higher-level guild shrines you can get, but to be honest, I love how the ships serve as a transport hub to the different areas in DDO. That has to be the biggest thing I miss about not having access to a guild ship since it was the aspect I used the most. Thankfully, we are just three levels away from our first ship. It has already been paid for and we are just waiting on hitting level 20.