Knight Solaire wrote on Apr 5
th, 2016 at 9:40am:
He only uses the one character, I know it's unusual but he has absolutely no interest in toons. The only utility the shared bank would have for him is for the quiver, and while the quiver is nice, it isn't worth 20 bucks, or that much grinding for favor. That's points that could be put to use in much better ways, like adventure packs. And right now I don't feel like being generous to Turbine with my money, with how they've been handling the lag situation.
The utility of shared bank remains valid even in a "only plays one toon" scenario, and it extends beyond the quiver "exploit". If this value isn't compelling for your friend, that's probably because he's not playing enough.
For the most part, it's true that Adventure packs >> Shared Bank. If you don't have all the packs and Epic Destinies yet, either earn more TP through play or buy them with dollars and get the content. Then get Shared Bank.
The most efficient way to get content and points is still to do it through the DDO Market by purchasing some combination of MotU and ShadowFail expansion package deals which include other packs, iconic races, TP, and Epic Destinies.
Continuing to complain that you're not getting help with the quiver "exploit" and that people should have sympathy for your special case environment of "no shared bank because reasons and stubborn" is not going to work here.